We assist our clients in developing and prioritizing financial, budgetary,
and capital goals for both the short term and long term. This involves
direct consideration of the client’s capital and related needs and
its role and relationships with surrounding communities, with state
and federal government, with their competitors and vendors and with
their various boards and regulatory agencies.
FS&L works with the appropriate
officers or officials for each client to identify and quantify future
financial needs, requirements and legal obligations,
so that short term and long term strategies can be developed to properly
and effectively address future needs and obligations. Such an evaluation
will enable our clients to properly anticipate and plan for future
budgetary, financial and capital needs.
FS&L provides each of our clients
with an extensive evaluation of their outstanding debt portfolio.
This allows the client to understand and appreciate
in detail their overall debt picture. If economically feasible,
FS&L will also provide our clients with innovative strategies to lower
and manage their interest rate expense and risk with the use of
different derivative products and several borrowing and refinancing
FS&L provides ongoing education to our clients giving them
a detailed picture of their financial situation coupled with an understanding
appreciation of current and changing financial marketplace opportunities.