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About New York Online Defensive Driving Course

Excelsior Driver Training Solutions



How to Reduce Your New York DMV Points and Your New York Insurance Premiums


If you take a DMV-Approved Accident Prevention Course, like you can reduce your New York DMV Driver Violation Point total by a maximum of four points, and save 10% percent on your New York State automobile liability and collision insurance premiums. A New York State Approved Accident Prevention Course cannot prevent a mandatory suspension or revocation. An accident prevention course and point reduction do not affect a driver responsibility assessment. You cannot use the course as a credit against future driver violation points. The DMV computer system automatically applies the point reduction when your course completion is added to your record. Your record shows your convictions and the

points they carry, and has a notation that you completed the course and that a reduction of up to 4 points has been applied. Your driver record does not show any summary or total that includes the subtraction of the points. The reduction is automatically applied within the DMV computer system.

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New York State Department Of Motor Vehicles Point Reduction Program 09/07/2009

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