Insure your Income
Most of us think of purchasing Life Insurance, Health Insurance, Auto and Home Insurance but we forget to purchase the one Insurance that insures our pay check and gives us the means to pay for our lifestyle.
Disability income insurance can replace a portion of your income if you get sick or injured and unable to work.
Our Insurance Policies Can Help:
- Provide monthly income to help maintain your way of life
- Preserve your independence without relying on others
- Protect your dreams and goals
- Protect your Business
Allow our Specialist to design a benefit to meet your needs as an Employer or an Individual.
Frates Benefit Administrators has a portfolio of Disability Benefits whether you are shopping for:
- Individual Disability Income
- Business Overhead Expense
- Key-person Disability
- Employer funded Disability
- Work Site Voluntary Disability
Disability products are a much customized benefit designed:
- Short Term Disability
- Long Term Disability
- Variety of waiting periods
- Riders for Cost of Living
- Residual Benefits