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The California-based law firm helps homeowners in financial hardship to restructure their loans and avoid foreclosure. Employing a team of experienced lawyers and financial experts, our team has helped thousands of Americans survive their crisis and save their homes.yyyy-MM-ddhttp://www.hotfrog.com/Companies/EZ-Credit-Card-Company/Review-of-Advanta-Platinum-with-Rewards-Customized-BusinessCard-by-EZCreditCardCompany-com-1729Rebate Minimum: .25% Rebate Maximum: 5% Additional Rebates: Cardholders will earn bonus rebates in their choice of one of the following categories: "gasoline and diesel fuel; computers, computer supplies, electronics, and office supplies; utilities and telecommunications; and online advertising services." The amount earned is based on the following scale: 5% on up to $1,200 in purchases; and 1% on purchases over $1,200. Rebate Details: The amount of rebates earned on all other purchases is basedyyyy-MM-ddhttp://www.hotfrog.com/Companies/EZ-Credit-Card-Company/Review-of-Citi-mtvU-Platinum-Visa-for-College-Students-by-www-EZCreditCardCompany-com-1728Points per Dollar: 1 Point Additional Points: Earn 5 points per dollar for purchases made at restaurants, bookstores, record stores, movie theaters, and video rentals; earn 1 point per dollar for all other purchases; earn 25 points when payments are paid on time and spending is not over the credit limit; and earn between 250 and 2,000 points twice a year dependent on the cardholder's GPA (beginning at 2.5). Point Details: Points can be redeemed for gift cards, merchandise, travel, VIP passes toyyyy-MM-ddhttp://www.hotfrog.com/Companies/EZ-Credit-Card-Company/Review-of-NFL-Extra-Points-Platinum-Plus-Visa-Card-by-EZCreditCardCompany-com-1727Points per Dollar: 1 Point Additional Points: None Point Details: Points are redeemable for a variety of NFL team experiences, collectibles, and merchandise. Expiration: 5 Years Yearly Limit: n/ayyyy-MM-ddhttp://www.hotfrog.com/Companies/EZ-Credit-Card-Company/Review-of-Virgin-Atlantic-American-Express-Card-from-Bank-of-America-by-EZCreditCardCompany-com-1726Miles per Dollar: 1.5 Miles Additional Miles: Cardholders can earn 3 miles per $1 spent on Virgin Atlantic purchases, and 1.5 miles per $1 spent in retail purchases Mile Details: Cardholders can redeem miles for travel on Virgin Atlantic or with other Flying Club partners Miles Compatible with Frequent Flyer Programs: Yes Expiration: n/app Yearly Limit: n/appyyyy-MM-ddhttp://www.hotfrog.com/Companies/EZ-Credit-Card-Company/Review-of-American-Express-Platinum-Card-by-EZCreditCardCompany-com-1725Points per Dollar: 1 Point Additional Points: None Point Details: Points are redeemable for travel, entertainment, shopping, and more. Expiration: None Yearly Limit: Noneyyyy-MM-ddhttp://www.hotfrog.com/Companies/EZ-Credit-Card-Company/Review-of-Chase-Business-Rebate-Visa-Card-by-EzCreditCardCompany-com-780Rebate minimum1% Rebate Maximum: 3% Additional Rebates: Earn a full 3% cash back for all business purchases you make at any restaurants, office supply stores, gas stations, building supply stores, and hardware and home improvement centers. Earn 1% cash back on all other purchases. Expiration: None Yearly Limit: None (The 3% rebate can be earned on a maximum of $20,000 in qualified purchases.)yyyy-MM-ddhttp://www.hotfrog.com/Companies/EZ-Credit-Card-Company/Review-of-The-Nature-Conservancy-Platinum-Plus-Visa-Credit-Card-by-EZCreditCardCompany-com-774Points per Dollar 1 Point Additional Points: None Point Details: Points can be redeemed for unlimited cash rewards, free travel with no blackout dates, merchandise, gift cards and more. Expiration: 5 Years Yearly Limit: Noneyyyy-MM-ddhttp://www.hotfrog.com/Companies/EZ-Credit-Card-Company/Review-of-Discover-Business-Miles-Card-by-EZCreditCardCompany-com-773Miles per Dollar1 Mile Additional Miles: Earn double miles on up to $5,000 in travel and gas purchases. Mile Details: Miles can be redeemed for airfare or reduced airfare on most major U.S. based airlines with no blackout dates. Miles can also be redeemed for gift cards from 50 brand-name partners or cash. Miles Compatible with Frequent Flyer Programs: No Expiration: None Yearly Limit: Noneyyyy-MM-ddhttp://www.hotfrog.com/Companies/EZ-Credit-Card-Company/Review-of-New-Millennium-Bank-Secured-Black-Diamond-Visa-MasterCard-by-EZCreditCardCompany-com-759Card Category: Secured APR (Purchases): 19.5% APR (Cash Advances): 19.5% Finance Configuration: Average Daily Balance (including new purchases) Annual Fee: $59 Additional Cardholders: n/a Grace Period: None Minimum Credit Limit: $300 Maximum Credit Limit: $5,000** Late Payment Fee: $20 Over-The-Limit Fee: $20 Cash Advance Fee: 2%, $1 minimum, $20 maximum Minimum Deposit: $300 Maximum Deposit: Deposit Interest: Yes Application Fee: $99.95*** Total First Year Fees: $158.95 *To view the most currenyyyy-MM-ddhttp://www.hotfrog.com/Companies/EZ-Credit-Card-Company/Review-of-BuyRIGHT-Pre-Paid-MasterCard-by-EzCreditCardCompany-com-750Points per dollar 1 Point Additional Points: None Point Details: Points are redeemable for ring tones, music downloads, long distance calling cards, and prepaid wireless airtime. Expiration: None Yearly Limit: Noneyyyy-MM-ddhttp://www.hotfrog.com/Companies/EZ-Credit-Card-Company/Review-of-Anne-Geddes-Platinum-Visa-Card-by-EZCreditCardCompany-com-749Points per dollar1 Point Additional Points: None Point Details: Redeem points for Anne Geddes merchandise, including books, baby clothing, watches, and more. Expiration: None (Points will expire if there is no activity on the card within a twelve-month period.) Yearly Limit: Noneyyyy-MM-ddhttp://www.hotfrog.com/Companies/EZ-Credit-Card-Company/Review-of-Ducks-Unlimited-WorldPoints-Platinum-Plus-Visa-Card-by-EZCreditCardCompany-com-7431 Point Additional Points: None Point Details: Points are redeemable for travel, merchandise, gift certificates, cash, and more. Expiration: 5 Years Yearly Limit: Noneyyyy-MM-ddhttp://www.hotfrog.com/Companies/EZ-Credit-Card-Company/Review-of-Bass-Pro-Shops-Outdoor-Rewards-Platinum-Plus-Visa-Card-by-EZCreditCardCompany-com-742Rebate Minimum1% Rebate Maximum: 4% Additional Rebates: Earn 4% on every net retail purchase dollar spent on Bass Pro Shops-branded merchandise; 2% on every dollar spent on other qualifying net retail purchases made at Bass Pro Shops retail locations, catalogs, or at basspro.com; 1% on every net retail purchase dollar spent outside of Bass Pro Shops anywhere the card is accepted. Rebate Details: Rewards are redeemable for future Bass Pro Shops purchases. Expiration: n/a Yearly Limit: Noneyyyy-MM-ddhttp://www.hotfrog.com/Companies/EZ-Credit-Card-Company/Review-of-Equifax-by-EZCreditCardCompany-com-740Bureaus Monitored:Equifax, Experian, TransUnion, and FICO score. Monitoring Frequency:Depending on which credit monitoring plan is chosen, your credit reports and/or credit score can be monitored on a daily or weekly basis. Monitored Occurrences:Equifax Credit Watch Gold with 3-in-1 Monitoring, Equifax Credit Watch Gold, and Equifax Credit Watch Silver are all designed for identity theft protection. They monitor your credit files for key changes to your credit reports. The Score Watch plan monityyyy-MM-ddhttp://www.hotfrog.com/Companies/EZ-Credit-Card-Company/Review-of-MilesEdge-Visa-Signature-Card-from-Bank-of-America-by-EZCreditCardCompany-com-726Points are redeemable for travel, theme park admissions, certificates to major hotel chains, brand-name merchandise, and more. Expiration: Up To 5 Years (Points expire on the last day of the Billing Cycle that closes in December of the fourth calendar year following the year in which they were earned.) Yearly Limit: 75,000 Pointsyyyy-MM-ddhttp://www.hotfrog.com/Companies/EZ-Credit-Card-Company/Review-of-Starwood-Preferred-Guest-Credit-Card-from-American-Express-by-EZCreditCardCompany-com-725Additional Points: Cardholders earn double points on stays and purchases made at select Starwood retail outlets, and they earn 1 additional point per $1 spent on qualified purchases through their membership in the Starwood Preferred Guest(r) loyalty program. Point Details: Starpoints can be transferred to over 30 major airlines. There are no blackout dates and free nights start as low as 2,000 points. Expiration: 1 Year (Points do not expire as long as the account is active within a 1-yeyyyy-MM-ddhttp://www.hotfrog.com/Companies/EZ-Credit-Card-Company/Review-of-Discover-Student-Card-Monogram-Collection-by-EZCreditCardCompany-com-720.25% Rebate Maximum: 5% Additional Rebates: Earn a 5% Cashback Bonus(r) in popular categories that change four times a year like travel, gas, restaurants, movies, and more. Earn a 0.25% rebate at select warehouse clubs and discount stores. Earn up to double Cashback Bonus(r) at participating Discover Card Partners. Rebate Details: Earn a 0.25% rebate for up to $1,500 in general spending; 0.5% for over $1,500 up to $3,000; and 1% for over $3,000. Reward is redeemable in $20 increments only. Expiryyyy-MM-ddhttp://www.hotfrog.com/Companies/EZ-Credit-Card-Company/Review-of-Make-A-Wish-Platinum-Visa-Card-by-EZCreditCardCompany-com-719Card Category: Regular Introductory Rate: 1.9% APR for 6 Billing Cycles Applied Towards: Purchases, Balance Transfers Introductory Rate Details: The introductory rate applies to the first six billing cycles. The introductory rate also applies to cash advance checks. APR (Purchases): APR Varies* The APR for purchases is based on the Prime Rate. APR (Cash Advances): APR Varies* The APR for cash advances is based on the Prime Rate. Finance Configuration: Average Daily Balance (including new purchasyyyy-MM-ddhttp://www.hotfrog.com/Companies/EZ-Credit-Card-Company/Review-of-AT-T-Universal-Savings-and-Rewards-Card-by-EZCreditCardCompany-com-705Earn 1 point per dollar on all non-ATT purchases. ATT Spend and any other transactions do not qualify to earn ThankYou(r) Points. Point Details: Points are redeemable for various merchandise, travel, experiences, gift cards, and more. See www.thankyouredemptions.com for more information. Expiration: 5 Years Yearly Limit: 50,000 Pointsyyyy-MM-ddhttp://www.hotfrog.com/Companies/EZ-Credit-Card-Company/Review-of-Baby-Phat-Prepaid-Visa-RushCard-by-EZCreditCardCompany-com-704The Baby Phat Prepaid Visa(r) RushCard(tm) offers a Cash Back Rewards program. Transaction fees that are incurred past the $10 cap per month are deposited back onto the cardholder's Baby Phat Prepaid Visa(r) RushCard(tm) on the 15th of every month. Expiration: None Yearly Limit: Noneyyyy-MM-ddhttp://www.hotfrog.com/Companies/EZ-Credit-Card-Company/Review-of-Home-Advantage-MasterCard-from-Bank-of-America-by-EZCreditCardCompany-com-682Cardholders will earn double points on purchases at home improvement stores including Lowe’s(r), The Home Depot(r), and Best Buy(r) for the first twelve months. Point Details: Points are redeemable for travel, merchandise, gift certificates, and cash. Points are also redeemable for payments to the cardholder's mortgage provider. Expiration: 5 Years Yearly Limit: Noneyyyy-MM-ddhttp://www.hotfrog.com/Companies/EZ-Credit-Card-Company/Review-of-Magic-Payday-by-EZCreditCardCompany-com-681Minimum Loan:$150 Maximum Loan:$1,300 Transfer Time:Loans will usually be deposited the same evening that the application is completed and will be available by the next business day. Transfer Method:Loans are directly deposited to the customer's checking account. Term/Due Date:The minimum payment will be due by your next payday, and loans are automatically extended until the customer can afford to pay them in full. Loan Details:Noneyyyy-MM-ddhttp://www.hotfrog.com/Companies/EZ-Credit-Card-Company/Review-of-Brighter-Planet-Visa-Credit-Card-by-EZCreditCardCompany-com-650Cardholders will earn one additional point for every two points earned through December 2008. Point Details: Points are redeemable monthly to help fund renewable energy projects. Expiration: n/a Yearly Limit: Noneyyyy-MM-ddhttp://www.hotfrog.com/Companies/EZ-Credit-Card-Company/Review-of-Citi-Dividend-Platinum-Select-Card-by-EZCreditCardCompany-com-611Great gas rewards card. Earn a 5% cash back rebate on purchases made at supermarkets, gas stations, drugstores, convenience stores, and utilities including cable for 6 months and 2% thereafter; earn a 1% cash back rebate on all other purchases; and earn a 1% cash back rebate on qualifying balance transfers, cash advances, and convenience check transactions. Cardholders will receive $5 Dividend Dollars for each balance transfer transaction of $1,500 or more. Cardholders can earn unlimited cash bayyyy-MM-dd