Title Policies

By: Bay National Title Company  03/01/2016
Keywords: Title Insurance, Title Services, Closing Services

There are two types of policies, one that protects the owner’s best interests and one that only protects the lender’s. The lender generally requires a lender or loan policy, while the owner’s is at the discretion of the buyer. Owner’s Policies cover the owner of the property. Title insurance offers financial protection against title problems that could not be found in the public records, are inadvertently missed in the title search process, or those that may arise from fraud or forgery. Lender or Loan Policies cover only the mortgage holder. No protection is afforded to the owner for this type of policy. The coverage insures the priority and enforceability of the mortgage.

Keywords: Closing Services, National Title Insurance, National Title Insurance Company, Title Insurance, Title Services

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