Why You Should Control Your Road Rage
Setnor Byer Insurance & Risk
Insurance, Auto Insurance, Car Insurance
Though many have heard about road rage, few truly grasp the problem. Many people don’t know that:
more than 1,000 deaths have been attributed to road rage since 2007
over a 5 year period, reports of extremely angered drivers have doubled, increasing by 170%
a review of more than 10,000 incidents by the AAA Foundation for Traffic Safety found that road rage resulted in at least 218 murders and 12,610 injuries
Another thing many people don’t know is that their auto insurance will not cover bodily injury or property damage caused by their road rage. In fact, insurance companies will routinely deny these claims, not because of a specific ‘road rage’ policy exclusion, but because of the nature of road rage itself.
The National Highway Traffic Safety Administration defines road rage as an assault with a motor vehicle by the operator of one motor vehicle on the occupants of another motor vehicle. In other words, road rage is viewed as an intentional act. As far as insurance companies are concerned, this makes all the difference.
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, Automobile Insurance
, Car Insurance