Full Armor Insurance Services, LLC
Like other kinds of insurance, there are a variety of options to choose from in regards to Church Insurance. Most plans include property and liability coverage.
Property Coverage protects buildings, signage, fences and contents from damage and theft. Some of the non-standard items that are covered include, but are not limited to, the following:
-Stained glass windows
-Equipment failure, including electronics
-Fire and security alarm upgrades
-Personal property loss worldwide, e.g., items lost on a mission trip
Liability Coverage protects the ministry against claims of property damage or bodily injury that occur on church property or at a church-sponsored event. Enhanced liability coverage includes, but is not limited to, the following:
-Personal injury liability
-Teacher/governing board liability
-Specialized emotional injury liability
-Sexual misconduct liability
-Directors, officers and trustees officers liability
-Employee practices liability
It may be beneficial to add commercial auto insurance and workers compensation to your policy for added protection.