What is offered through the new Health Care Law?
Helpico Insurance Agency
Health Insurance, Helth Insurance through Obama Care
All qualified health plans will have 10 Essential Health Benefits (EHB) as follows:
Ambulatory patient services
Maternity and newborn care
Mental health and substance use disorder services, including behavioral health treatment
Preventive wellness services
Pediatric services, including Oral and Vision Care
All individual policies will be guaranteed issue with no preexisting conditions waiting period, no declinations or exclusions riders, one annual enrolment period (some exclusions for triggering events will apply), the rating will be based on Community Rating, no Health Rating(Family Size, Geographic Location, Smoker Status, Age and NO Rating on Health or Gender).
The Individual Mandate require effective 2014 tax year when faxing taxes, each individual to prove that they have “essential minimum coverage” or face a penalty.
2014: max $285 per family
2015: max $975 per family
2016: max $2,085 per family
11/15/2013 In the NEWS: President Barack Obama announced today that everyone can keep their plan.
BCBS IL and Humana together with the state of Illinois will have to go through the proper channels to determine how this new determination will be handled. Please allow the government and carriers to establish the required procedures to implement this change.
, Helth Insurance through Obama Care