BetaFrontier, LLC is an independent financial advisor. We are a Fiduciary, and that means that we consider only what is in your best interest. We focus on getting to know your needs and goals, and we then customize an investment portfolio with the goal of maximizing your odds of financial success while minimizing your excess risk taken. We focus on creating portfolios that have industry-low expenses, are tax-efficient, have unparalleled diversity and are easy to understand and monitor. But portfolios and investing are just part of the equation... We also act as your "personal CFO," handling mortgage, IRA, social security, and many other financial questions! We find that most people are just guessing with their money, and that in retirement people have more financial questions than at any other time in their lives.