Smart Mortgage Centers, Inc.
Home Purchase, HARP Loans, home affordable refinance program
Smart Mortgage Centers is pleased to offer HARP 2.0 refinancing solutions to qualifying borrowers. The Federal Housing Finance Agency (FHFA) recently proposed changes to the Home Affordable Refinance Program in an effort to better assist the needs of more American home owners. One of the biggest changes is that Fannie Mae is removed the maximum loan-to-value limit for Refi Plus loans. This update opened the doors to refinancing for millions of Americans who are currently underwater in their mortgages (owing more than their homes are currently worth).
Who Should Consider a HARP Refinance
Homeowners who have demonstrated an acceptable payment history.
People who currently owe close to or more on their mortgages than the existing values of their properties.
No maximum loan-to-value
Down to a 620 & sometimes lower FICO scores
Loans with current mortgage insurance are eligible
Primary, investment, and second homes are eligible
Eligible loans are Fannie Mae and Freddie Mac loans originated prior to May 31st 2009
Act now because HARP will expire on December 31st 2016.
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We offer USDA Rural mortgage loans in Illinois.
100% Financing for Military Personnel.
FHA Mortgages are easier to qualify for.
Buy a new home with Smart Mortgage.
Refinance your Mortgage Today.
4003 Plainfield/Naperville Rd., Suite 207,US
Naperville, IL, 60564,US
Main: 1 6309041800
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