Chapter 13 Bankruptcy | Massachusetts Lawyers Helping Local Clients
Hines Law Offices
Bankruptcy, Bankruptcy Attorney, Bankruptcy Attorneys
Bankruptcy Attorney in Massachusetts. Let Our Bankruptcy Lawyers Protect You Today!
Chapter 13 is a powerful mechanism for the reorganization of debts to help property owners keep their cars, homes, and other valuable assets – while getting a handle on debts. Among other important benefits, by filing for Chapter 13 bankruptcy, you may be able to stop wage garnishment, foreclosures, repossession, and reduce or eliminate credit card debt, all under the protection of the bankruptcy court. Most importantly of all, bankruptcy gives you the opportunity for a fresh start! Let our years of experience, help you decide if bankruptcy is right for you.
With 5 locations near Watertown, Framingham, Westborough, Worcester, Leominster - you are sure to find our law office near you!
Bankruptcies in Massachusetts are generally described as either liquidation or reorganization, here we will discuss the option for reorganization/repayment. A Chapter 13 Bankruptcy is designed to help married couples or individuals consolidate, reduce or eliminate, repay, and prioritize old debts – while receiving protection against creditors. This method affords the opportunity to create a single repayment plan that is managed by the court, vs. dealing with multiple bills and creditors. The reorganization or repayment of debt allows the debtor, to enter into an interest-free debt repayment plan to pay back all or some of the debts over a period of time – typically three – five years. During this time, creditors are not permitted to collect or contact you, and must abide by the plan approved by the court.
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