If you’re like most condo owners, our condo is your biggest asset.So when it comes to protecting it, you’ll want to choose an insurance company you can feel good about.Condo associations typically purchase insurance for your building and the common property.But they typically don’t cover the interior walls, appliances and cabinetry, or your personal belongings.They also don’t typically offer personal liability protection for occurrences inside your home.
With Allstate Condo Insurance, the inside of your dwelling and your personal property are typically protected from such perils as: FIRE, LIGHTENING, SMOKE, EXPLOSION, WIND AND HAIL, FALLING OBJECTS, FREEZING OF PLUMBING, AND VANDALISM
Your policy also includes the following coverage:
Guest Medical Protection:Helps pay for medical expenses on covered losses for visitors who are injured on your property.
Additional Living Expenses: Helps pay reasonable increases in living expenses (e.g., hotel) if your condo becomes uninhabitable after a covered loss, such as a fire.
Family Liability:Helps pay for covered damages that you’re legally obligated to pay, such as bodily injury and property damage lawsuits.
Loss from Theft:Helps protect your personal property against several types of loss due to theft on or off the premises.(It’s important to note that these losses are subject to policy terms and conditions)