Our Plans start as low as $13.75 :Each Plan is based on your Age and your Zip Code.

By: Dental & Vision Plans  08/05/2014
Keywords: Dental Plans,Vision Plans Dentist, Eyeglasses, Eye Exam, Health Insurance

ONEplus Your no-wait preventive & basic dental plan! Preventive/Basic Plan This plan has no waiting periods and no deductible for preventive services. The plan pays 100% for preventive services such as exams, cleanings and x-rays and 50% for basic services.† Members further reduce out-of-pocket costs for any services through our national network of 200,000+ dentist access points.‡ † Subject to policy deductible, annual maximum and limitations and exclusions. ‡ If you use an out-of-network dentist, benefits are paid based on the network-negotiated rate, and you may be billed for any remaining amount up to the billed charge. Deductible: Applies to Basic (Class B) services only. $50 per benefit year (Maximum 3 per family) Coinsurance: The plan pays the following percentages of maximum allowable charges for each class: Class A Preventive 100% Class B Basic 50% Benefit Year Maximums: (Class A and B benefits) $1,000 PLAN DETAILS Covered Procedures and Waiting Periods: Preventive Services (Class A): No waiting period. • Routine exams and cleanings (2 per 12 months) –– 1 additional cleaning or periodontal maintenance per 12 months if member is in 2nd or 3rd trimester of pregnancy • X-rays –– Bitewing x-rays (1 per 12 months) –– Full mouth / panoramic x-rays (1 per 24 months) • Children’s Services (up to age 16) –– Fluoride treatment (1 per 12 months) –– Sealants (1 per 36 months) –– Space maintainers (1 per 24 months) • Adjunctive Pre-Diagnostic Oral Cancer Screening (for age 40+) Basic Services (Class B): No waiting period. • Simple restorative services (Fillings) • Simple extractions Starmount Life’s individual dental & vision plans give you exactly the coverage you need to maintain your overall health, whatever your budget or lifestyle. Our new Preventive/Basic plan gives you immediate access to all covered services with no waiting periods and a $1,000 annual maximum for each person covered! Discounts for Non-Covered Services Services not covered by your plan may still be eligible for in-network discounts from providers who offer discounts (not an insured benefit). Easy to use: • No application or administrative fees • Choose any dentist • Fast, accurate claims payments to providers • High customer satisfaction ratings • Service center open 6 days a week, when you need it Preventive/Basic Plan

Keywords: Dental Plans,Vision Plans Dentist, Eyeglasses, Eye Exam, Health Insurance