Flood Damage Insurance Claims
Interstate Public Adjusters, LLC
Flood Damage, Public Adjusters, Insurance Settlement
There is probably no type of insurance claim as heavily weighted with frustration as a flood damage claim. That’s because flood damage claims are handled much differently than any other insurance claim a homeowner might make.
There are a few different factors that lead to the confusion and misunderstandings that are so often associated with flood loss claims. Some of that confusion can begin with your insurance company’s flood adjuster. That’s the person who will write up and submit your claim, but it’s worth bearing in mind that as far as the NFIP is concerned, his claim really isn’t much more than a suggestion. You might say that having a public adjuster on hand — someone who is specifically focused on properly settling your claim — is the best sort of flood insurance a homeowner can have.
There are also various filing provisions to keep track of, and that’s not always an easy task to manage when portions of your home have been literally ruined, and or when your home may be completely uninhabitable.
The NFIP requires proof-of-loss insurance forms to be submitted within 60 days of a flood damage event, for instance. And because so many different claims tend to be filed by so many separate homeowners after a flood or a hurricane, it’s very easy for insurance company adjusters to become overwhelmed and fall behind. A public adjuster, however, will always have your personal wellbeing as his or her top priority.
, Insurance Settlement
, Property Damage Adjuster
, Property Damage Claims
, Public Adjusters