Harp 2.0

By: Pinnacle Mortgage Solutions Inc.   07/15/2014
Keywords: Home Appraisers, Home Purchase, Loan Programs

The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without paying for mortgage insurance. Originally, only those with an LTV of 105% could qualify. Later that same year, the program was expanded to include those with an LTV up to 125%. This meant that if someone owed $125,000 on a property that is currently worth $100,000, they would still be able to refinance and lock in a lower interest rate. In December 2011, the rule was altered once again to state there would be no limit on negative equity for mortgages up to 30 years and now individuals owing more than 125% of their home value could refinance without PMI. Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

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Welcome to Pinnacle Mortgage Solutions Inc. The Pinnacle Mortgage Solutions Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage professionals can help make your dreams come true. Our FHA, VA, Jumbo, Conventional and Conforming mortgage rates are t


07/15/2014

mortgages

Mortgage Broker providing low cost to no cost low interest rate mortgage programs for residential purchases or refinance transactions