Alan Galvez Insurance
What is Ohio Life insurance?
Life insurance provides money for short-term and final expenses, mortgage payoff, income replacement and education expenses for survivors when a loved one dies.
Why Do You Need Ohio Life insurance?
Answer these two questions first:
Do you have the money set aside to pay for the above expenses on your own?
Are you concerned that your loved ones are left with money to pay for these expenses so your loss is not a burden to them?
If the answer is "Yes", then you need life insurance. We don't want to see you suffer a financial disaster that could have been prevented by life insurance. Being a family business, we really do care what happens to you and your family.
What are the main types of Ohio life insurance policies?
Term Life Insurance
Coverage for a “term” or period of your life. Lower premiums for higher coverage. Rates can change after specific terms expire.
Whole Life Insurance
Coverage permanent for the lifetime of the individual. Can build equity and have cash value. Higher premiums than term life, but can be more valuable in the long run. Premiums are usually for the lifetime of the policy.
Universal Life Insurance
Coverage and cash value similar to whole life insurance. Unlike whole life insurance, universal life insurance does offer you flexibility in terms of paying insurance premiums.
Our Approach to Life Insurance is Relaxed and Caring. Here's What We Do:
Open, honest, and above all, caring discussion to uncover your needs.
Explanations on your terms- and using language you understand.
Experienced professionals with the skills and knowledge to make your experience positive.
No hard sell. EVER.
Ohio life insurance is one of the most important decisions you'll ever make. With years of quality insurance experience under our belts, and the ability to secure you, cost-effective and comprehensive life insurance coverage, why trust anyone else?