Commercial Property Insurance
Porter-Brandenburg Agency, Inc.
Commercial Insurance, Commercial Property Insurance
Commercial Property Insurance covers your building and business personal property for a wide range of perils including fire, windstorm, hail, vandalism. Additional perils including theft may also be included on the Special form. As an independent insurance agency, we can shop the insurance marketplace to select the insurance company and amounts and types of insurance that is best for your business.
A Commercial Property policy can include coverage for your building or just the contents of your building or both. Business income and rental value may also be included. We recommend that you secure an appraisal from a qualified real estate appraiser to determine the current replacement cost of your building. If you do not have a recent appraisal, you will have to utilize cost estimators.
Package discounts are afforded by combining Commercial Property and General Liability in a single Commercial Package or Business Owners Package policy. Generally, Business Owners Package policies are only offered to industries that have a lower liability exposure. When you can purchase a Business Owners Package policy for your business, it is cost beneficial to do so and the coverage is broader.
, Commercial Property Insurance