Clay County Savings Bank is a full-service financial institution that serves the banking needs of individuals and businesses in Missouri. The bank provides online banking services that enable clients to view and download statements, transfer funds and schedule bill payments. Its personal banking products include checking and savings accounts, as well as certificates of deposit. Clay County Savings Bank offers adjustable- and fixed-rate mortgage loans. The bank also provides online bill payment services. It offers home equity, automobile and construction loans for clients in the industrial, commercial and retail sectors. The bank is a member of the Federal Deposit Insurance Corporation.