Services @ CCCS
Housing Counseling Programs - As a US department of Housing and Urban Development (HUD) approved counseling agency, Consumer Credit Counseling Service of West Florida Inc. assists consumers with problems relating to shelter such as purchasing, owning, renting and selling a home. A counselor provides general and specific advice and assistance to those people experiencing difficulty in making monthly mortgage payments. Housing Counseling includes, but is not limited to: providing consumers with information and assistance regarding available housing programs, relief measures for delinquent and default mortgages such as reinstatement, forbearance agreements, deeds-in-lieu of foreclosure, and housing assignments. Affordable Housing programs are provided to assist consumers with acquiring and maintaining a home. CCCS is dedicated to helping families and individuals getting back on track financially. We offer budgeting, financial, and housing counseling. We also provide educational seminars to the public on home buying and credit issues. Our counseling services can be accessed over the internet, by phone, or in-person. The following services are provided. EDUCATION PROGRAMS CCCS is committed to providing quality educational programs and materials to consumers. Listed below are the courses and materials that make up the Financial Literacy Program. Money Smart Education Series - Ten courses available to groups at no charge. Courses can be taken individually or as a series. Certificates are issued upon completion of each course. Each course is two hours in duration. The program consists of the following sessions: Bank on ItBorrowing BasicsCheck it OutMoney MattersPay Yourself FirstKeep It SafeTo Your CreditCharge It RightLoan to OwnYour Own Home Understanding Credit Reports - Shows consumers how to read a credit report, how it affects purchasing power, and how to resolve inaccuracies. Certificates are issued upon completion. Class duration ranges from half-an-hour to two-hours. Dimes to Dollars - A coloring book designed by the agency for pre-k and elementary school students. This fun and educational booklet acquaints children with money matters and contains math skill exercises.