Debt Management @ Consumer Credit Counseling Service of West Florida Inc
Consumer Credit Counseling Service of West Florida Inc. is dedicated to helping families and individuals getting back on track financially. We offer budgeting, financial, and housing counseling. We also provide educational seminars to the public on home buying and credit issues. Our counseling services can be accessed over the internet, by phone, or in-person. The following services are provided. Debt Management Plan - The Debt Management Program (DMP) is an alternative to personal bankruptcy and a solution for people who are over-extended with debt. Counselors negotiate with clients and creditors to establish and accept an alternative payment plan. Clients pay a certain amount into the deposit account based on their indebtedness. Funds are then disbursed from the account on a fair and equitable basis to all the client's unsecured creditors. As the months pass, problems are eliminated and solvency is restored to the client.